Insurance Integrated Management System
All LoB, one platform.
RIFT covers the entire insurance business cycle. Multilingual, multi-currency and highly configurable, cloud-native from day one.
Request a demoRIFT · Holos
Proven impact
Decrease manual work by more than 40%.
Best-practice automation across documents, workflow and processes, a solid foundation for growth and new offerings.
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Built to adapt
Highly configurable, without writing code.
Products, rules, pricing, profiles and templates, all configured to your business and changed in days, not quarters.
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Easy to configure
Set it up yourself, no programming required.
Products, workflows, rules and pricing are configured through the platform, not code, so your own team adapts RIFT whenever the business changes.
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By line of business
Built for the way you write insurance
Life, Non-Life, Health and Pensions on one configurable core. Same platform, same data, tuned to the underwriting, provisioning and settlement each segment demands.
Life
Risk, protection and capitalisation on one framework, with actuarial provisioning built in.
ExploreNon-Life
Motor, property and liability priced, underwritten and settled on a single configurable core.
ExploreHealth
Individual and group health, wired into the provider and convention network, with cashless and free-choice reimbursement from day one.
ExplorePensions
Pension funds from defined benefit to PEPP, run on one core: contributions, benefits, the AT fiscal chain and ASF reporting.
Explore★ European Commission · Seal of Excellence
The whole insurance business cycle, on one platform.
Cut manual work by more than 40%.
RIFT is a comprehensive, configurable and connected platform purpose-built for the full spectrum of insurance, from product definition to claims settlement. Multilingual, multi-currency and cloud-native, it covers the entire business cycle of insurers, brokers and mediators.
Why RIFT
Discover the true value of your business
RIFT drives growth by promoting digitisation, improving agility in products and prices, and supporting the entire insurance value chain.
Digitise for efficiency gains
Best-practice automation across documents, workflow and processes, a solid foundation for growth and new offerings.
Agility in products and pricing
Launch new products tailored to demanding customers, analyse profitability and adjust pricing swiftly.
Control the distribution channels
A flexible platform to master continuous multichannel engagement and add value to sales agents.
Focus on the customer
A 360° customer-oriented view, so policyholders are always your focus, with service that exceeds expectations.
40%+
Less manual work
All LOBs
Life & Non-Life
Cloud
Native, managed SaaS
Explore RIFT
Go deeper
A comprehensive platform deserves a closer look. Each area unpacks how RIFT is built and run.
The platform
Seven principles, configuration without code, multi-everything and full Life & Non-Life support.
ExploreFunctional modules
Nine purpose-built modules covering the entire insurance value chain, end to end.
ExploreArchitecture
Cloud-native, open and modular, with deep connectivity, auditing and migration tooling.
ExploreCloud & deployment
Fully managed SaaS, cloud-native, and a rich ecosystem.
ExploreComplete solution
Integrating, rationalising and standardising every process across the insurance value chain and its full life cycle.
Safe implementation
A stable roadmap, high quality and reduced risk during and after implementation, protecting your investment.
We guarantee your investment
We support the full lifecycle, from parameter setting to training and a local support team, lowering cost of ownership.
Ready to transform your insurance operations?
Let us walk you through a tailored demo of RIFT, built for the full spectrum of insurance, from product definition to claims settlement.
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